Specialty Solutions
Actuarial & Compliance

 Contribution Health is the Crumdale division that can completely manage and align your underwriting, data analytics, and regulatory compliance needs to manage client risks and improve coverage.

ACTUARIAL

01 what you need

Clear Contracts for Cost Containment

Crumdale’s in-house actuarial and compliance division, Contribution Health, provides specialized actuarial and compliance services that bring insight into the claims process and support a compliant and integrated offering.

  • Specialized software and services for precise plan design
  • Plan documents such as HSA, HRA, Section 125 and
  • Tools and resources to ensure ACA and ACH compliance

Building Sustainable Insurance Solutions

With consortium buying power and a consultative marketing approach, we help brokers build lasting insurance solutions that continually cut unnecessary costs for employer groups and protect them from high costs.

  • Expertise and leverage for small buyers to improve stop-loss terms and conditions
  • Sustainable insurance solutions with expert risk management and actuarial services
  • Creative risk transfer strategies

02 HOW WE HELP

Pricing
FAVORABLE DISCOUNTS, TERMS, AND CONDITIONS
Stability
DECREASE RENEWAL VOLATILITY
Control
ALLOWS FOR STRATEGIC PLANNING & FINANCING

A Well-Managed & Well-Run Risk Pool

Employers with good experience deserve lower rates, and clients who have occasional high claims don’t deserve to be punished. Our creative risk management and actuarial services ensure stability and control for all groups.

COMPLIANCE

03 OUR APPROACH

Actuarial Consulting & Online Calculator

With stop-loss consulting and negotiation, we take control of pricing for clients and ensure that we represent their best interests when calculating renewals that will protect against high claims and control costs. We have the only online actuarial value calculator available to help brokers showcase the strength of their plan to clients. Try it for free below.

Compliance Services, Tools & Software

  • Proven tools, skills, and software for medical stop-loss
  • Complete ACA compliance audit, review and planning
  • A consultative approach based in analytics and data
  • Consortium buying power and consultative marketing

Continued Support
Even After Signing

Our relationship doesn’t need to end when the contract closes. Let our health insurance experts provide ongoing HR support, benefit navigation, and education services, so employees get the most out of their insurance and benefits.

06 how we care